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UK Insurance

At Hogans Irish Cottages we believe that arranging suitable travel insurance cover is just as important as watering the plants and locking the front door before you set off on your holiday. We offer comprehensive cover for up to 16 people that offers peace of mind and great value for money.

UK Premiums

Holiday Price Insurance Premium
Holidays up to £200 £9
£201 to £350 £16
£351 to £450 £20
£451 to £600 £27
£601 to £800 £36
£801 to £1000 £45
Thereafter £4.50 for each additional £100. Premiums include Insurance Premium Tax @17.5%.

UK Policy

SUMMARY OF COVER, LIMIS AND EXCESSES - COVER AND LIMITS ARE PER PERSON, UNLESS OTHERWISE SPECIFIED
(Sub limits may apply - please refer to policy section for full details)
This is to cetify that We, in consideration of the premium specified on Your schedule, agree to indemnify You on this Certificate of insurance in respect of:

Description of Cover

Policy Limit - Up to:

Excess
A. Loss of Deposit, Cancellation & Curtailment
  • Up to £5,000 per booking
  • Up to £1,500 per booking in respect of Additional Accommodation and Travel Expenses following Curtailment
  • £10 Loss of Deposit per booking
  • £30 Cancellation/ Curtailment per booking
  • 5% of booking where holiday costs between £3,001 and £5,000
B. (a) Travel Delay
(b)Holiday Abandonment
  • (a) Up to £75 (£25 for first completed 12-hours then £10 for each subsequent 12-hours)
  • (b) Up to £5,000
  • (a) Nil
  • (b) - £30 Cancellation/ Curtailment per booking.
    -5% of booking where holiday costs between £3,001 and £5,000.
C. Missed Departure (only valid for travel outside the UK) Up to £400 Nil
D. Personal Accident
  • Up to £10,000 per person (£2,500 Children) in respect of loss of use of one or more limb(s) and/or eye(s)
  • Up to £10,000 per person (Nil Children) in respect of Permanent Total Disablement
  • Up to £5,000 per person for death (£1,000 Children)
 Nil
E. Personal Property Up to £1,000 per person, sub-limited to:
  • Single article limit: Up to £300 (£100 for children)
  • Valuables: Up to £300 in total (£100 for children)
  • Spectacles and prescription sunglasses: Up to £150
  • £30
  • Nil Children
  • Nil Spectacles/ Prescription Sunglasses
F. Personal Money Up to £300 per person, sub-limited to:
  • Actual cash limit: £150
  • £30
  • Nil Children
G. Passport/Driving Licence Indemnity (only valid for travel outside area 1) Up to £250 Nil
H. Personal Liability Up to £2,000,000 per person Nil
I. (a) Medical Expenses (only valid for travel outside area 1)
(b) Travel and Accommodation Expenses		 (a) Up to £2,000,000
(b)Up to £1,500 per person		 (a) - £30
- Nil if EHIC produced
(b) - £30 per person
J. (a) Hospital Benefit
(b) Return To Home		 (a) Up to £600 per person (£20 for each completed 24 hour period)
(b) UK: Up to £1,500 per person
Non-UK: Up to £3,000 per person		 (a) Nil
(b) £30
(k) HomePlan
  • Call out of an approved tradesman
  • Up to 3 hours labour of an approved tradesperson up to £200 in total
  • Up to £100 of materials
 Nil

These are summaries of cover only. Full terms and conditions are contained with the policy wordings, specimen copies of which are downloadable from this website. Please click here to download document.

Vitally Important

The following six questions apply to you, your travelling companions and anyone else upon whose health your travel plans depend.

1. Has anyone ever been diagnosed as suffering from stress, anxiety or depression?

2. Has anyone been given a terminal prognosis?

3. Is anyone travelling against any health requirements stipulated by the carrier, their handling agents or any other public transport provider?

4. Is anyone travelling or acting against medical advice?

5. Is anyone on a waiting list for in-patient treatment?

6. Is anyone awaiting the results of tests or medical investigations?

If you answer 'Yes' to any of them, cover is not available under the policy for the cause of the 'Yes' answer.

If you can answer 'No' to the six questions above you have full cover. Please also refer to the definition of Pre-Existing Medical Condition contained in your policy wording.

Information Applying to Hogans Irish Cottages Travel Insurance Cover

If, after reading the policy, this Insurance does not meet with your requirements, please return it to Hogans Irish Cottages within fourteen days of issue and prior to the commencement of your holiday. If you have paid a Premium and have not made a claim, this will then be refunded in full.

Hogans Irish Cottages is an appointed representative of Acumus Insurance Solutions Ltd who are authorised and regulated by the Financial Services Authority. The insurance is arranged with UK Underwriting and Fortis Insurance (UK) Ltd.

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01244 500501

 

I found Hogans a first class company. From my first call the staff were very helpful & knowledgeable about the area we were going to. If the sales team were busy they always phoned back. Having a wide choice of cottages & ferry package made booking the holiday very easy. I will definitely use Hogans again
Mr Nelson, Taunton, Somerset, May 2010

I thought the booking process very efficient and customer friendly. I will use you again.
Ms Satem, Kuching, Sarawak, April 2010

We have been travelling to West Cork for the past 20 years, and this was the best accommodation we have ever stayed in. Beautifully furnished, very well equipped and in the most beautiful scenic setting of Glandore. I would recommend this accommodation to anyone, and we are hoping to return next year.
Mrs Brady, Belfast, County Antrim, September 2009

All in all a very nice house, the best I have stayed in within Ireland over the past 15 years.
Mr Pearson, Stafford, Staffordshire, August 2009